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We might have experienced, in one way or another, getting offers from our favorite stores. For instance, they could offer their very own credit card that allows us to get up to 10% discounts on our purchases. That can be a very hard thing to resist, especially on branded clothing or techie gadgets. After all, [...]

Source:Don’t Get Fooled by Instant Approvals!

There are times when you would need to secure a copy of your credit report out of need or want to manage your credit accounts effectively. Whichever among these is your reason, it is always wise to secure a copy of your annual credit report. It is your right anyway — you might as well [...]

Source:Read Your Way Smoothly Through a Credit Report

Since ancient times, trade has been a fundamental dynamic of the human society. Today, the world of trade revolves in a fast-paced universe where efficiency is the driving force. Doing more in a shorter period of time is the common philosophy shared inside the business industry. The same idea gave birth to the modern credit [...]

Source:Dodging Credit Card Problems

The idea of credit cards has been around longer than that of bills. The first forms were called credit markers. These markers indicated different amounts that were borrowed. Later on, business establishments adopted the concept and introduced prepaid charge cards to insure loyalty from their customers.
It eliminated traveling around with large sums of money and [...]

Source:Credit Cards: Choosing the Right Card that Fits Your Life Style

Getting tired of those telemarketers who unbelievably know your phone number and even how fat your bank account is to offer you their very expensive services? Or tired of getting promotional pamphlets from people you don’t know enough to have business with? I understand you; I feel the same way. We aren’t alone. In fact, [...]

Source:Don’t Let your Banks Sell your Information!

Tired of reading through blogs and articles that all seem to point out that it is best to freeze your credit card to death than to keep it with you at all times? Don’t you worry — this won’t do the same.
As a plastic user, I have already exhausted all the possible means to find [...]

Source:Cash Back Cards - a Plastic Option to See Through

If traveling is your thing then most probably, it is also your thing to sign up for frequent-flier programs. Planning to do so or have already tried, these tips can still add excitement to your quest for an almost cashless take off.

Value over want. You may already be very excited to fly but this is [...]

Source:Tips for a Real and Almost Cashless Take Off

One of the most difficult tasks to do is to compare one product from another. Maintaining objectivity is something that is not easy to do, especially if you are a user of one of the products that you would have to compare. Comparison on the use of prepaid cards, debit cards, and gift cards is [...]

Source:Emerging Payment Methods — Exposed!

No matter how hard you would want to avoid incurring uncalled for credit card debt, this seems to be almost impossible with the skyrocketing credit card interests that come with each purchase you make using your plastic. Applying for a credit card with a zero interest rate may appear very appealing in this case but [...]

Source:The Two Faces of the Zero Percent Interest Credit Cards

Tired of reading through blogs and articles that all seem to point out that it is best to freeze your credit card to death than to keep it with you at all times? Don’t you worry — this won’t do the same.
As a plastic user, I have already exhausted all the possible means to find [...]

Source:Cash Back Cards— a Plastic Option to See Through